About Us

Mortgage Broker and Loans Specialists in Perth

Who are we?

Ray Backhouse – Lifespan Financial Services was formed through the merger of two successful licensed finance broking businesses: Ray Backhouse & Associates and Lifespan Mortgage Services. The business has two offices, one north and one south of the Perth Central Business District. As mortgage brokers Perth is our focus but we are able to arrange funding throughout Australia. In addition we currently have additional mortgage broking consultants based in the South Western region of Dunsborough - Busselton thereby enabling personal visitations Albany to Perth.

Management Overview

The mortgage broking Perth management team members have more than twenty two years combined experience in running financial service businesses. All have numerous years in the finance industry prior to broking and are well qualified for continued success.

The directors and management have adopted a strategy of strict professional and ethical principles. It is by these principles that Ray Backhouse – Lifespan Financial Services recruits and trains the best people in the industry, and reinvests in market-beating systems and training.

Directors

Ray Backhouse Dip. Fin. Serv. (Financial Planning), Cert IV Fin Serv. (Finance/ Mortgage Broking)
Managing Director, Principal Licensee (# FB2220)

Stuart Smith Bachelor of Business (Finance)
Director, Licensed Finance Broker (# FB1440)

What we do

We are members of AFG, Australian Finance Group, Australia’s largest wholesale mortgage broker that provides the access to:

Over 30 residential lenders
25 commercial lenders
Leading general insurance products including home and contents, landlords, professional and motor vehicle
Consumer Credit Insurance
Wealth Management Services
Approved Fund managers

AFG’s “Tier One” technology platform provides electronic lodgment access to most residential lenders for an immediate credit application decision and approval advice, with all rates and other reporting information updated daily.

This superior access provides the basis for delivering industry leading service. Moreover, we take a “holistic approach” through our alliance partners, where necessary, to fulfil our stringent service standards for complete client care.