Commercial Business Loans

A commercial business loan can provide flexible options for any worthwhile purchase related to a business activity, including equipment purchases, investment, acquisition and expansion. In summary here is a list of the types and their benefits;

  • Business mortgage loan – a low cost residential security backed loan with excellent flexibility and terms up to 25 years. Some products even have offset accounts.
  • Commercial business loan – a flexible option that can be secured by a variety of acceptable securities – generally limited to 15 year terms.
  • Commercial Business Overdraft – provides the extra cash flow required to meet seasonal and working capital requirements.
  • Commercial Bill – this is a commercial business loan that can be short or long term and can be structured to cover interest rate risk with the added flexibility to adjust the principle amount borrowed and the interest payment period on each rollover.

Acceptable Security

Generally speaking, commercial business lenders will consider a wide range of security options, including such diverse options as:

  • Pharmacy Goodwill
  • Poker Machine Licenses
  • Publicly Listed Shares
  • Real Estate Rent Roll
  • Retail/Commercial/Industrial Real Estate
  • Selected Franchises
  • Taxi Plates
  • Term Deposit Funds

Acceptable security can be a complicated part of any deal and our team of qualified commercial business loan consultants can assist in meeting the requirements in this regard.

We also have unique partnership arrangements with a number of experienced and professional accounting and financial planning firms that can provide you with specialist advice for your particular circumstance or type of business

Ray Backhouse Lifespan Financial Services

Finance Broker Licence No. 3292

afg logo Member Since
2000
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