Managing Money Matters
Ray Backhouse Financial Services provides specialist advice and solutions for Home and Investment mortgages, Business and Commercial loans, Financial Planning and Wealth Creation.
Based in Perth, Western Australia, we are committed to developing complete financial solutions for individuals and corporate entities and ensuring your short and long term goals are achieved.
You can count on Ray Backhouse Financial Services for:
- Residential Property Loans
- Seniors’ Equity Access Loans
- Plant and Equipment Finance
- Corporate Finance
- Margin Lending
- Investment Strategy
- Superannuation Strategies, including Self-Managed Superannuation (SMSF)
- Property Investment Loans
- Land Sub-Divisions
- Credit Impaired Finance
- Debtor Finance
- Deposit Bonds
- Retirement Planning Advice
- Superannuation Funds
- Tax Effective Investments
- Construction Loans
- Commercial Property Loans
- Small Business Loans
- Debt Consolidation
- Lo-Doc Loan (Self-Employed)
- Income Protection
- Life and Disability Insurance and Trauma Insurance
As a member of the Australian Finance Group (AFG) we have access to over 700 financial products, and this combined with our holistic wealth management approach means you will have financial solutions today along with tomorrows financial security.
Ray Backhouse Financial Services utilises the services of Wealth Today for our financial planning and advisory services as an Authorised Representative (AR #299828) of Wealth Today (AFSL #340289)
Ray Backhouse Financial Services operates under the Australian Credit Licence #383145
Ray Backhouse Financial Services is a member of the Credit Ombudsman Service Limited #407944
Bristray Pty Ltd ACN #118 084 905 trading as Ray Backhouse Financial Services

